Non emergency medical transportation insurance _ bankers insurance
Bankers Insurance provides non emergency medical transportation insurance, paratransit insurance, and ambulette insurance. Medicare cost report These businesses are specialized, door-to-door transportation providers for people with disabilities, are older, economically challenged, or not able to ride fixed-route public transportation. Medicare facts The transportation is based on pre-scheduled appointments and the paratransit service is usually compensated by medical insurance plans such as Medicare or Medicaid.
The information on this page specifically pertains to our non emergency medical transportation insurance program, but we can separately insure businesses that provide emergency or event ambulance service, limousines, shuttles, taxis or transportation of the general public.
Each state levies their own requirements for non emergency medical transportation insurance. Medicare is Further, transportation managers or dispatchers such as Logisticare, MTM, or Southeastrans require their own minimum levels of paratransit insurance. Medicare prescription drug It is common for a transportation manager to require they be added to the transportation provider’s policy as an additional insured. My medicare gov login This simply means that, should the NEMT provider be responsible for an accident, their policy protects the transportation manager as well.
However, do not mistake the state’s or transportation manager’s insurance requirements as thorough protection. Age of medicare eligibility Protect your investment. Medicare portal for providers Explain to us all your business operations so we can ensure you are properly covered.
This is the most obvious need of a non emergency medical transportation business. Medicare card expired We suggest liability limits of at least $1,000,000 per occurrence, but many states require higher limits depending upon the seating capacity of your vehicles. Medicare history Since you are carrying passengers for a fee, Uninsured and/or Underinsured Motorists Coverage up to your full liability limits is suggested. Medicare a and b Most state departments of transportation will require the insurance companies to file various reports (filings) as evidence your business has satisfactory coverage in place. Define medicare Be sure to tell your agent if any of your vehicles have special equipment such as wheelchair ramps or lifts, since that makes a difference in the insured value of the vehicle.
General Liability insurance protects the business against a broad array of risks. Enroll in medicare We suggest a $1,000,000 limit minimum. Medicare rate For non emergency medical transportation businesses, examples of general liability risks include hurting someone while helping them into or out of a vehicle, into a wheelchair, loading a wheelchair, or even simply helping them across a slick frozen sidewalk. Medicare private Abuse and molestation is typically excluded from general liability policies. Eligibility for medicare Thus, if you hire drivers, so you will want to obtain at least a $100,000 sublimit. Medicare enrollment online We suggest sexual abuse and molestation insurance coverage up to full policy limits.
Workers Compensation insurance is another important consideration for non emergency medical transportation businesses. Online medicare Requirements vary by state. Medicare gov sign in This coverage protects the employee in the event of a work-related injury. Medicare online claim If a driver is injured while driving on business, workers compensation insurance would pay for their health care bills, portions of lost wages, plus disability. Medicare hospital We recently had an driving related workers compensation claim over $2,500,000. My medicare gov account Additionally, workers comp protects the business from their employee suing them for work-related injury. How does medicare work With few exceptions, as long as the coverage is in place, it is the only recourse for compensation available to an employee. Medicare gov phone number Be sure to obtain this coverage from a qualified, highly rated insurance company.